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American Healthcare Has Normalized The Abnormal

A recent discussion on LinkedIn explored a variety of abnormal things in US healthcare that have now been normalized.

Forbes 3 min read 7/10 United States
American Healthcare Has Normalized The Abnormal
Key Takeaways
  • US healthcare spending reached $4.5 trillion in 2025, representing 17.3% of GDP, while life expectancy remains 2-3 years below other wealthy nations.
  • Over 45% of US adults reported being uninsured or underinsured in 2024, according to the Commonwealth Fund, affecting more than 115 million people.
  • Administrative costs in US healthcare consume 25-30% of total spending, compared to 10-15% in Canada and Germany, largely due to billing complexity.
  • Surprise medical bills affect 1 in 5 emergency room visits, despite the No Surprises Act of 2022, with patients often receiving charges for out-of-network providers they never chose.
  • The US had 4.5 million denied insurance claims in 2023, with only 1% of appeal cases actually going to an independent review, making prior authorization a routine hurdle.
In American healthcare, a system designed to save lives has normalized practices that would be considered outrageous in any other industry. A recent LinkedIn discussion, explored in a Forbes article, has cataloged the disturbing ways patients, providers, and policymakers have come to accept the unacceptable.

The conversation, sparked by healthcare leaders like Sachin Jain, highlighted that the United States — the world's wealthiest nation — now treats chronic inefficiencies and inequities as baseline features of its medical system. The core question: how did a country with cutting-edge medicine learn to tolerate sky-high costs, insurance denials, and administrative chaos as normal?

For decades, the US healthcare system has quietly shifted its baseline. Costs rose faster than inflation, and rather than revolt, Americans redefined what 'reasonable' looks like. Waiting on hold for hours to get a prior authorization for critical medication? Normal. Receiving a surprise bill for an out-of-network ambulance you didn't choose? Expected. The LinkedIn commentary, amplified by Forbes, calls out a dozen specific abnormalities that have become so routine that most people don't even question them. This normalization is not accidental — it is the product of a complex web of payer incentives, fragmented regulation, and a cultural tendency to blame individuals rather than the system. Historically, the US spent under 5% of GDP on healthcare in 1960; today it approaches 20%. Yet life expectancy lags behind peer nations, and maternal mortality rates are among the worst in the developed world.

Key details from the discussion include the normalization of 'medical billing as a second language' — patients needing translators to understand their own bills — and the acceptance of insurance companies' ability to retroactively deny claims. The thread also pointed to the routine practice of firing patients who miss appointments, even when those patients have chronic illnesses or transportation barriers. Named voices from the LinkedIn conversation include physicians, health policy researchers, and former insurance executives who admitted the system is designed to extract profit over value. A 2024 survey from the Commonwealth Fund found that 45% of American adults reported being uninsured or underinsured — a number that represents over 115 million people. Meanwhile, administrative costs consume up to 30% of every healthcare dollar, compared to 10-15% in Canada or Germany.

The analysis reveals a deeper truth: normalizing the abnormal protects the status quo. When everyone expects a five-week wait for a specialist appointment, no one demands better. When patients assume their insurance will deny an MRI, they stop pushing back. Informed observers, including healthcare economist Uwe Reinhardt (before his death) and current researchers at the KFF, have long argued that the US system is not a free market but a heavily distorted market where the customer (the patient) has almost no power. The LinkedIn discussion underscores that this normalization is a psychological defense mechanism — a collective shrug that prevents genuine reform.

What happens next? The growing public awareness, fueled by social media discussions and high-profile articles like this one, could be a turning point. Several states are experimenting with public options and price transparency mandates. The FTC has become more aggressive in challenging anticompetitive practices among hospital systems and pharmacy benefit managers. But milestones to watch in 2026 and 2027 include the implementation of the No Surprises Act's independent dispute resolution process and potential congressional hearings on insurance company practices. The question is whether the 'new normal' can be disrupted — or whether Americans have simply habituated to a system that fails them every day.

Frequently Asked Questions

Examples include surprise medical bills, insurance prior authorization delays, administrative billing complexity, patients being fired for missed appointments, and the acceptance of high deductibles and co-pays as normal. These practices would be considered unacceptable in other industries but have become routine in US healthcare.

The US spends nearly twice as much per capita on healthcare as other developed nations due to high administrative costs, complex billing systems, lack of price controls on drugs and services, and a fee-for-service model that incentivizes volume over value. These factors combine to make the system the most costly in the world without delivering superior outcomes.

Despite spending more than any other nation, the US ranks well below peer countries in life expectancy, maternal mortality, and infant mortality. For example, the US maternal mortality rate is about 23 deaths per 100,000 live births, compared to less than 10 in most European countries. The US also has higher rates of chronic disease and preventable hospitalizations.

Insurance companies often deny claims and require prior authorization for tests and treatments, creating administrative hurdles that patients and doctors accept as normal. This normalization reduces public pressure for reform, as patients assume these obstacles are inevitable rather than a choice by insurers to limit costs.

Reforms such as the No Surprises Act, price transparency rules, and state-level public options aim to address some abnormalities. However, true change requires shifting cultural expectations—patients and providers must stop accepting inefficiencies as normal. Comprehensive reform, such as a public option or single-payer system, could fundamentally reset the baseline.

Original source

www.forbes.com

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